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| Grand Prairie | | While some companies raise their | | Foreign Insurer: An insurer domiciled |
| Coral Springs | | prices based on your actual age, | | in a state of the United States other |
| Waco | | most companies increase the price of | | than the one in which the insured's |
| Joliet | | their policies six months before your | | insurance is written. |
| Evanston | | birthday. Its a term called Age | | |
| Longview | | Nearest in the industry, and that | | Brick Veneer Construction: Refers to |
| Schaumburg | | half-year price increase could really | | a building where the outside walls are |
| Durham | | add up over a 20-year term policy. As | | constructed of wood with a facing of a |
| Venice | | above, the quicker you purchase your | | single layer of brick. |
| Roanoke | | policy the better. | | |
| Detroit | | | | War Risk Insurance: Insurance |
| Edison | | The best time to switch policies is | | covering damage caused by war. |
| Salt Lake City | | within one month of receiving your | | Most often written by Ocean Marine |
| Bronx | | policy renewal from your current | | Insurance companies covering |
| Providence | | insurer. You can typically cancel your | | vessels. |
| Mesa | | policy without any fees or penalties if | | |
| Sunnyvale | | you act within this time period. | | Policy Period (or Term): The period |
| Racine | | | | during which the policy contract |
| West Chester | | The quickest and easiest way to | | affords protection, e.g., six months or |
| Greeley | | shop for new insurance is by | | one or three years. |
| York | | comparing rates at InsWebs online | | |
| Joliet | | marketplace. If you do it the | | Other Insurance: The existence of |
| Columbus | | old-fashioned way (by calling or | | other contracts covering the same |
| Stuart | | visiting multiple agents or insurance | | interest and perils. |
| Newport News | | companies) it could take up a huge | | |
| Walnut Creek | | chunk of your time, which no one | | You/Your: These words are used to |
| Dallas | | wants or needs. By completing | | refer to the named insured in many of |
| Newburgh | | InsWebs online application, you will | | the modernized/personalized policy |
| Canton | | have rates to compare to your old | | forms. |
| Ventura | | ones within minutes! | | |
| Toms River | | | | United States Aircraft Insurance |
| Quincy | | Make sure you have a new policy in | | Group: A group of insurers providing |
| Johnstown | | place before you cancel your old one | | facilities for all forms of Aviation |
| Ventura | | to avoid a lapse in coverage. This will | | Insurance. |
| Muskegon | | also prevent having to figure out the | | |
| Inglewood | | amount of any unused premium that is | | |
| Columbus | | due to you from your old insurance | | |
| Harrisburg | | company, or having to spar with your | | |
| Irvine | | agent about exactly when your policy | | |
| Springfield | | was cancelled and how much they | | |
| Albany | | owe you. | | |
