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| Mesquite | | The quickest and easiest way to | | Commingling: An illegal practice |
| San Francisco | | shop for new insurance is by | | which occurs when an agent mixes |
| Wilmington | | comparing rates at InsWebs online | | personal funds with the insured's or |
| Burbank | | marketplace. If you do it the | | insurer's funds. |
| Salt Lake City | | old-fashioned way (by calling or | | |
| Longmont | | visiting multiple agents or insurance | | Flat Cancellation: A policy which is |
| Schaumburg | | companies) it could take up a huge | | cancelled upon its effective date. |
| Richmond | | chunk of your time, which no one | | Usually under a flat cancellation no |
| Montgomery | | wants or needs. By completing | | premium charge is made. |
| Kalamazoo | | InsWebs online application, you will | | |
| Clinton Township | | have rates to compare to your old | | Collusion: An agreement, usually |
| Franklin | | ones within minutes! | | secret, between two or more persons |
| Lexington | | | | to defraud or deprive another or |
| Flushing | | While some companies raise their | | others of their property or rights. |
| West Palm Beach | | prices based on your actual age, | | |
| Fairfax | | most companies increase the price of | | Tariff Rate: A rate established by a |
| Quincy | | their policies six months before your | | rating organization, which comes from |
| Akron | | birthday. Its a term called Age | | the tables, schedules and rules found |
| Topeka | | Nearest in the industry, and that | | in the tariff of rates. |
| Berkeley | | half-year price increase could really | | |
| Eugene | | add up over a 20-year term policy. As | | Agency: An insurance sales office |
| Hemet | | above, the quicker you purchase your | | which is directed by a agent, |
| Dayton | | policy the better. | | manager, independent agent, or |
| Chula Vista | | | | company manager. |
| Johnson City | | If you have noticed that your auto | | |
| Austin | | insurance rates are still increasing | | Valued: Relating to an agreement by |
| San Antonio | | with each renewal, or even have not | | an insurer to pay a specified amount |
| Lawton | | gone down even though you have a | | of money to or on behalf of the |
| Nashua | | great driving record, this lower pricing | | insured upon occurrence of a defined |
| Boulder | | trend makes it more important then | | loss. |
| Delray Beach | | ever that you shop around for auto | | |
| Troy | | insurance. | | Broker-Agent: One acting as an agent |
| Youngstown | | | | of one or more insurers and as a |
| Tempe | | People who are trying to quit | | broker in dealing with one or more |
| Conroe | | smoking, for example, might be best | | other insurers. |
| Denver | | suited purchasing a shorter term (and | | |
| Long Beach | | then replacing it with a longer term | | |
| Columbus | | policy when they qualify for | | |
| New Orleans | | non-tobacco prices). | | |
