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| Grand Prairie | | At InsWeb, you can compare free | | Incurred Expense: Expenses not yet |
| Palo Alto | | online insurance quotes from many of | | paid. Can also include paid |
| Buffalo | | the nations leading insurance | | expenses in some accounting |
| West Chester | | companies. | | systems. |
| Rome | | | | |
| Joliet | | Make sure you have a new policy in | | Expense Allowance: A compensation |
| Corona | | place before you cancel your old one | | paid to an insurance agent in excess |
| Boca Raton | | to avoid a lapse in coverage. This will | | of prescribed commissions. |
| Glendale | | also prevent having to figure out the | | |
| Hampton | | amount of any unused premium that is | | Divided Cover: The placing of |
| Englewood | | due to you from your old insurance | | insurance on a given subject or |
| Augusta | | company, or having to spar with your | | object with more than one insurer. |
| Houma | | agent about exactly when your policy | | |
| Jackson | | was cancelled and how much they | | Fictitious Groups: Groups formed |
| Vineland | | owe you. | | primarily for the purpose of buying |
| Hendersonville | | | | insurance. Under the law such groups |
| Dallas | | Shopping around is the best way to | | may not be underwritten. |
| Newport Beach | | save money on your insurance. | | |
| Florence | | | | Foreign Insurer: An insurer domiciled |
| Las Vegas | | Healthy people have the best | | in a state of the United States other |
| Jackson | | mortality risks and thus are much | | than the one in which the insured's |
| Clinton Township | | cheaper for companies to insure. This | | insurance is written. |
| Santa Ana | | translates into lower rates for the | | |
| Lancaster | | Super Preferred customer than | | Dual Life Stock Company: A stock |
| Stockbridge | | someone with higher risk factors such | | Life insurer issuing both participating |
| Sioux City | | as a heart condition, cancer or | | and nonparticipating policy contracts. |
| Mesa | | diabetes. Conversely, if you were | | |
| Mesquite | | unhealthy when you acquired your | | Policy Period (or Term): The period |
| Turlock | | policy, and your health has now | | during which the policy contract |
| Alameda | | improved, it might be time to shop for | | affords protection, e.g., six months or |
| Chandler | | a new policy, as your rates are likely | | one or three years. |
| Mesa | | to be lower. | | |
| Myrtle Beach | | | | Amendment: A formal document |
| Madison | | The quickest and easiest way to | | which corrects or revises an |
| Newport Beach | | shop for new insurance is by | | insurance master policy. |
| St. Joseph | | comparing rates at InsWebs online | | |
| Pasadena | | marketplace. If you do it the | | |
| Nashua | | old-fashioned way (by calling or | | |
| Hartford | | visiting multiple agents or insurance | | |
| Charleston | | companies) it could take up a huge | | |
| Washington | | chunk of your time, which no one | | |
| Monroe | | wants or needs. By completing | | |
| Turlock | | InsWebs online application, you will | | |
| Costa Mesa | | have rates to compare to your old | | |
| Hartford | | ones within minutes! | | |
