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| Chula Vista | | The best time to switch policies is | | Broker-Agent: One acting as an agent |
| Oakland | | within one month of receiving your | | of one or more insurers and as a |
| Cypress | | policy renewal from your current | | broker in dealing with one or more |
| Greeley | | insurer. You can typically cancel your | | other insurers. |
| Cedar Rapids | | policy without any fees or penalties if | | |
| Greensboro | | you act within this time period. | | Policywriting Agent: An agent who has |
| Coral Springs | | | | the authority to prepare and effect an |
| Dothan | | If you decide to cancel your policy | | insurer's policy. |
| Duluth | | (after acquiring new coverage) | | |
| Baton Rouge | | outside of the 30-day period, you may | | Monoline Policy: Any insurance |
| Riverside | | have to pay a fee or penalty. | | coverage written as a single line |
| South Bend | | However, you may still save money | | policy. Contrast with Multiple Line or |
| Longwood | | after paying the fee if your new policy | | Package policy. |
| Hollywood | | affords you significant savings. So | | |
| Topeka | | while it is best to wait until your | | Line of Business: The classification of |
| Sterling Heights | | receive your renewal notice, you CAN | | business as utilized in the insurance |
| Nashua | | cancel your policy at any time. | | industry, e.g., Fire, Allied Lines and |
| Augusta | | | | Homeowners. |
| Buffalo | | At InsWeb, you can compare free | | |
| Longview | | online insurance quotes from many of | | Captive Agent: One who sells |
| Canton | | the nations leading insurance | | insurance for only one company as |
| Lawrenceville | | companies. | | opposed to an agent who represents |
| Santa Rosa | | | | several companies. |
| Newburgh | | Life insurance, specifically Term Life, | | |
| Gainesville | | is arguably one of the best values in | | Notice To Company: Written notice to |
| Rochester | | the entire financial services arena. | | an insurer of the occurrence of an |
| Rochester | | Where else can you go and get | | event which a claim is to be based. |
| Manchester | | hundreds of thousands of dollars in | | |
| Aurora | | protection for literally pennies per | | Inspection: Independent checking on |
| Lafayette | | day? Rates for Term Life insurance | | facts about an applicant, |
| Boca Raton | | remain at all-time lows, and now is the | | policyholder, or claimant, usually by a |
| Roanoke | | time to lock in the best prices. | | commercial inspection agency. |
