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| San Francisco | | The best time to switch policies is | | Not Taken: Policies applied for and |
| Roanoke | | within one month of receiving your | | issued but rejected by the proposed |
| Poughkeepsie | | policy renewal from your current | | owner and not paid for. |
| Kansas City | | insurer. You can typically cancel your | | |
| Fayetteville | | policy without any fees or penalties if | | Accident Year Experience: Measures |
| Coral Springs | | you act within this time period. | | premiums and losses relating to |
| Anderson | | | | accidents which occurred during a |
| Spokane | | If you decide to cancel your policy | | 12-month period. |
| Chula Vista | | (after acquiring new coverage) | | |
| Milwaukee | | outside of the 30-day period, you may | | Commercial Lines: This term is used |
| Anderson | | have to pay a fee or penalty. | | to refer to insurance for businesses, |
| Marietta | | However, you may still save money | | professionals, and commercial |
| St. Joseph | | after paying the fee if your new policy | | establishments. |
| Garland | | affords you significant savings. So | | |
| Hampton | | while it is best to wait until your | | Broker-Agent: One acting as an agent |
| Pembroke Pines | | receive your renewal notice, you CAN | | of one or more insurers and as a |
| Scottsdale | | cancel your policy at any time. | | broker in dealing with one or more |
| Bay City | | | | other insurers. |
| Detroit | | Make sure you have a new policy in | | |
| Venice | | place before you cancel your old one | | Countersignature: The signature of a |
| Worcester | | to avoid a lapse in coverage. This will | | licensed agent or representative on a |
| Palo Alto | | also prevent having to figure out the | | policy. |
| Nashua | | amount of any unused premium that is | | |
| Riverside | | due to you from your old insurance | | Deductible: The portion of an insured |
| Mesquite | | company, or having to spar with your | | loss to be borne by the insured |
| York | | agent about exactly when your policy | | before he is entitled to recovery from |
| Scranton | | was cancelled and how much they | | the insurer. |
| Lansing | | owe you. | | |
| Coral Springs | | | | Renewal: The reestablishment of the |
| Lakewood | | At InsWeb, you can compare free | | in-force status of a policy, the term of |
| Corpus Christi | | online insurance quotes from many of | | which has expired or will expire |
| Newburgh | | the nations leading insurance | | unless it is renewed. |
| Tacoma | | companies. | | |
| Palm Desert | | | | National Auto Theft Bureau: An |
| Madison | | | | organization engaged in the |
| Killeen | | | | prevention and reduction of motor |
| Jacksonville | | | | vehicle fire and theft losses. |
