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| Killeen | | The best time to switch policies is | | Broker of Record: A broker who has |
| Lancaster | | within one month of receiving your | | been designated to handle certain |
| Scottsdale | | policy renewal from your current | | insurance contracts for the |
| Birmingham | | insurer. You can typically cancel your | | policyholder. |
| Lowell | | policy without any fees or penalties if | | |
| Valdosta | | you act within this time period. | | Notice To Company: Written notice to |
| Ocala | | | | an insurer of the occurrence of an |
| Abilene | | Individuals who have 30-year | | event which a claim is to be based. |
| Toledo | | mortgages might want to consider a | | |
| Henderson | | 30-year term to ensure that the house | | Malicious Mischief: Similar to |
| Alameda | | is protected throughout the period of | | vandalism. Purposely damaging the |
| Vancouver | | the loan. | | rights or property of another. |