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| Erie | | Make sure you have a new policy in | | Amendment: A formal document |
| Trenton | | place before you cancel your old one | | which corrects or revises an |
| Denton | | to avoid a lapse in coverage. This will | | insurance master policy. |
| Belleville | | also prevent having to figure out the | | |
| Yuma | | amount of any unused premium that is | | Basic Rate: The manual rate from |
| Los Angeles | | due to you from your old insurance | | which discounts are taken or to which |
| Houston | | company, or having to spar with your | | charges are added to reflect the |
| Mesquite | | agent about exactly when your policy | | individual circumstances of a risk. |
| Dearborn | | was cancelled and how much they | | |
| Overland Park | | owe you. | | Tabular Plan: A retrospective rating |
| Denton | | | | plan, which uses tables to furnish the |
| Texarkana | | If you decide to cancel your policy | | various values for the rating formula. |
| Davenport | | (after acquiring new coverage) | | |
| Fredericksburg | | outside of the 30-day period, you may | | Indemnity: Restoration to the victim of |
| Yuma | | have to pay a fee or penalty. | | a loss by payment, repair, or |
| Ann Arbor | | However, you may still save money | | replacement. |
| Myrtle Beach | | after paying the fee if your new policy | | |
| Livonia | | affords you significant savings. So | | Accident: An unplanned event, |
| Valdosta | | while it is best to wait until your | | unexpected and undesigned, which |
| Huntsville | | receive your renewal notice, you CAN | | occurs suddenly and at a definite |
| Little Rock | | cancel your policy at any time. | | place. |
