| | | | |
|
| Ann Arbor | | Healthy people have the best | | First Party Insurance: Insurance which |
| Downey | | mortality risks and thus are much | | applies to coverage for the insured's |
| Anchorage | | cheaper for companies to insure. This | | own property or person. Contrast with |
| Franklin | | translates into lower rates for the | | Third Party Insurance. |
| Knoxville | | Super Preferred customer than | | |
| Mesa | | someone with higher risk factors such | | Sherman Antitrust Act: An antitrust law |
| Fort Smith | | as a heart condition, cancer or | | from which insurance is exempted to |
| Bronx | | diabetes. Conversely, if you were | | the extent that it is regulated by state |
| Jackson | | unhealthy when you acquired your | | law. |
| Longview | | policy, and your health has now | | |
| Naples | | improved, it might be time to shop for | | Captive Agent: One who sells |
| Lake Worth | | a new policy, as your rates are likely | | insurance for only one company as |
| Des Moines | | to be lower. | | opposed to an agent who represents |
| Tempe | | | | several companies. |
| Portland | | Life insurance, specifically Term Life, | | |
| Brooklyn | | is arguably one of the best values in | | Cut Rate: This term generally applies |
| Columbia | | the entire financial services arena. | | to insurance companies who charge |
| Milwaukee | | Where else can you go and get | | premiums below a normal or average |
| Midland | | hundreds of thousands of dollars in | | rate. |
| Scranton | | protection for literally pennies per | | |
| Turlock | | day? Rates for Term Life insurance | | Commission of Authority: A document |
| Phoenix | | remain at all-time lows, and now is the | | outlining the powers delegated to an |
| Lowell | | time to lock in the best prices. | | agent by an insurer. |
