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| San Diego | | At InsWeb, you can compare free | | Submitted Business: Applications for |
| Boulder | | online insurance quotes from many of | | insurance submitted to an insurer but |
| Lowell | | the nations leading insurance | | not yet acted upon by it. |
| Anaheim | | companies. | | |
| Berkeley | | | | American Risk and Insurance |
| Jackson | | Individuals who have 30-year | | Association: An association of |
| Marietta | | mortgages might want to consider a | | insurance educators and others |
| Tempe | | 30-year term to ensure that the house | | interested in insurance study and |
| Kansas City | | is protected throughout the period of | | research. |
| Las Vegas | | the loan. | | |
| Chicago | | | | Line of Business: The classification of |
| Clearwater | | Healthy people have the best | | business as utilized in the insurance |
| Montgomery | | mortality risks and thus are much | | industry, e.g., Fire, Allied Lines and |
| Portland | | cheaper for companies to insure. This | | Homeowners. |
| Harrisburg | | translates into lower rates for the | | |
| Richmond | | Super Preferred customer than | | National Auto Theft Bureau: An |
| Quincy | | someone with higher risk factors such | | organization engaged in the |
| Huntington Beach | | as a heart condition, cancer or | | prevention and reduction of motor |
| San Bernardino | | diabetes. Conversely, if you were | | vehicle fire and theft losses. |
| Gainesville | | unhealthy when you acquired your | | |
| Columbus | | policy, and your health has now | | Interstate Carrier: A transportation |
| Longview | | improved, it might be time to shop for | | company which does business |
| Flushing | | a new policy, as your rates are likely | | across state lines. |
| Fort Myers | | to be lower. | | |
| Mansfield | | | | Public Adjuster: An insurance adjuster |
| Alpharetta | | If you have noticed that your auto | | who represents an insured on a fee |
| Quincy | | insurance rates are still increasing | | basis in claims settlement. Contrast |
| Boca Raton | | with each renewal, or even have not | | with Independent Adjuster. |
| Salt Lake City | | gone down even though you have a | | |
| Houston | | great driving record, this lower pricing | | Shock Loss: A catastrophic loss so |
| Boca Raton | | trend makes it more important then | | large that it has a material effect on |
| Quincy | | ever that you shop around for auto | | the underwriting results of a company. |
| Manchester | | insurance. | | |
| Fort Wayne | | | | Cut Rate: This term generally applies |
| Anderson | | | | to insurance companies who charge |
| Johnstown | | | | premiums below a normal or average |
| Reno | | | | rate. |