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| Daytona Beach | | Individuals who have 30-year | | Commission of Authority: A document |
| Eugene | | mortgages might want to consider a | | outlining the powers delegated to an |
| Bay City | | 30-year term to ensure that the house | | agent by an insurer. |
| Delray Beach | | is protected throughout the period of | | |
| Sioux Falls | | the loan. | | Policywriting Agent: An agent who has |
| Silver Spring | | | | the authority to prepare and effect an |
| Portland | | If you have noticed that your auto | | insurer's policy. |
| Huntington | | insurance rates are still increasing | | |
| Lakewood | | with each renewal, or even have not | | Line of Business: The classification of |
| Dearborn | | gone down even though you have a | | business as utilized in the insurance |
| Alameda | | great driving record, this lower pricing | | industry, e.g., Fire, Allied Lines and |
| Fremont | | trend makes it more important then | | Homeowners. |
| Alameda | | ever that you shop around for auto | | |
| Grand Prairie | | insurance. | | Substandard Risk: A risk not |
| Lafayette | | | | measuring up to underwriting |
| Roanoke | | The best time to switch policies is | | standards. It may still be written but |
| Birmingham | | within one month of receiving your | | usually at a surcharged premium. |
| Brooklyn | | policy renewal from your current | | |
| New Port Richey | | insurer. You can typically cancel your | | Approved Roof: A term used in |
| San Jose | | policy without any fees or penalties if | | building construction. It indicates a |
| Bloomington | | you act within this time period. | | roof made of fire-resistive materials, |
| Hampton | | | | such as tile or asphalt shingles. |
| Augusta | | We offer quotes for auto insurance, | | |
| Santa Monica | | life insurance, homeowners | | Dual Life Stock Company: A stock |
| Knoxville | | insurance, health insurance, term life | | Life insurer issuing both participating |
| Turlock | | insurance and more. | | and nonparticipating policy contracts. |
