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| Florence | | If you have noticed that your auto | | Divided Cover: The placing of |
| Irvine | | insurance rates are still increasing | | insurance on a given subject or |
| Rochester | | with each renewal, or even have not | | object with more than one insurer. |
| Stamford | | gone down even though you have a | | |
| Seattle | | great driving record, this lower pricing | | Provisional Rate: Tentative rates, |
| Louisville | | trend makes it more important then | | premiums or commissions that are |
| Lafayette | | ever that you shop around for auto | | subject to subsequent adjustment. |
| Hollywood | | insurance. | | See Commission and Premium. |