| | | | |
|
| Winter Park | | The best time to switch policies is | | Stock Option Plan: Surviving |
| Orange | | within one month of receiving your | | stockholders have the option to |
| Honolulu | | policy renewal from your current | | purchase or not purchase the shares |
| Delray Beach | | insurer. You can typically cancel your | | of a deceased stockholder. |
| Saginaw | | policy without any fees or penalties if | | |
| San Diego | | you act within this time period. | | Independent Agent: An agent |
| Naperville | | | | operating as an independent |
| Youngstown | | If you have noticed that your auto | | contractor under the independent |
| Detroit | | insurance rates are still increasing | | agency system. |
| Arlington | | with each renewal, or even have not | | |
| Columbia | | gone down even though you have a | | Line of Business: The classification of |
| Wilmington | | great driving record, this lower pricing | | business as utilized in the insurance |
| Corona | | trend makes it more important then | | industry, e.g., Fire, Allied Lines and |
| Tyler | | ever that you shop around for auto | | Homeowners. |
| Bay City | | insurance. | | |
| Independence | | | | Standard Industry Code (SIC): This is |
| New York | | The quickest and easiest way to | | a coding system which assigns |
| Fort Lauderdale | | shop for new insurance is by | | separate codes for different types of |
| Richmond | | comparing rates at InsWebs online | | industries. |
| Warwick | | marketplace. If you do it the | | |
| Fresno | | old-fashioned way (by calling or | | Countersignature: The signature of a |
| Vero Beach | | visiting multiple agents or insurance | | licensed agent or representative on a |
| Long Beach | | companies) it could take up a huge | | policy. |
| Fresno | | chunk of your time, which no one | | |
| Costa Mesa | | wants or needs. By completing | | Cash Flow Underwriting: The use of |
| Cypress | | InsWebs online application, you will | | rating and premium collection |
| Escondido | | have rates to compare to your old | | techniques by insurance companies |
| Albuquerque | | ones within minutes! | | to maximize interest earnings on |
| Tampa | | | | premiums. |
| El Paso | | We offer quotes for auto insurance, | | |
| Roanoke | | life insurance, homeowners | | Net Interest Earned: The average |
| Cape Coral | | insurance, health insurance, term life | | interest earned by an insurer on its |
| Vineland | | insurance and more. | | investments after investment expense |
| Mesquite | | | | but before federal income taxes. |
