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| Providence | | At InsWeb, you can compare free | | We/Us/Our: These words are used to |
| Scottsdale | | online insurance quotes from many of | | refer to the insurer in many of the |
| Corpus Christi | | the nations leading insurance | | modernized/personalized policy |
| Jacksonville | | companies. | | forms recently introduced. |
| Fort Worth | | | | |
| Canton | | The best time to switch policies is | | Capital Sum: The maximum lump sum |
| Augusta | | within one month of receiving your | | payable in the event of accidental |
| Odessa | | policy renewal from your current | | death or dismemberment. |
| Florence | | insurer. You can typically cancel your | | |
| Bethlehem | | policy without any fees or penalties if | | Brokerage Business: Business |
| Hemet | | you act within this time period. | | offered to an insurer by a broker. This |
| Pasadena | | | | is sometimes called excess or |
| Des Moines | | Everyone has different needs, and | | surplus business. |
| Westbury | | not one size fits all when it comes to | | |
| Riverside | | term life insurance. While it may make | | Single Limit: Any insurance coverage |
| Austin | | sense for people in their 30s and 40s | | which is expressed as a single |
| Belleville | | to secure a 20-year term length, a | | amount of insurance, or a single limit |
| Jonesboro | | 10-year term might be more | | of liability. Contrast with Split Limit. |
| Providence | | appropriate for someone nearing | | |
| Myrtle Beach | | retirement. | | Replacement: A new policy written to |
| Milwaukee | | | | take the place of one currently in force. |
| Amarillo | | Make sure you have a new policy in | | |
| Little Rock | | place before you cancel your old one | | Loss Frequency: The number of times |
| Myrtle Beach | | to avoid a lapse in coverage. This will | | a loss occurs over a specific period |
| Cookeville | | also prevent having to figure out the | | of time. |
| San Bernardino | | amount of any unused premium that is | | |
| Shreveport | | due to you from your old insurance | | Submitted Business: Applications for |
| Santa Barbara | | company, or having to spar with your | | insurance submitted to an insurer but |
| Eugene | | agent about exactly when your policy | | not yet acted upon by it. |
| Bethlehem | | was cancelled and how much they | | |
| Venice | | owe you. | | Shock Loss: A catastrophic loss so |
| Columbus | | | | large that it has a material effect on |
| Torrance | | Life insurance, specifically Term Life, | | the underwriting results of a company. |
| Orange Park | | is arguably one of the best values in | | |
| Valdosta | | the entire financial services arena. | | |
| Lincoln | | Where else can you go and get | | |
| Longwood | | hundreds of thousands of dollars in | | |
| Toledo | | protection for literally pennies per | | |
| Memphis | | day? Rates for Term Life insurance | | |
| Jersey City | | remain at all-time lows, and now is the | | |
| Detroit | | time to lock in the best prices. | | |
