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| Houston | | Make sure you have a new policy in | | Sole Proprietorship: A business |
| Tuscaloosa | | place before you cancel your old one | | enterprise owned by one person who |
| Lancaster | | to avoid a lapse in coverage. This will | | is its manager and employee. |
| Pittsburgh | | also prevent having to figure out the | | |
| Longmont | | amount of any unused premium that is | | Multi-Peril Policies: Policies which |
| Fredericksburg | | due to you from your old insurance | | cover a number of perils, such as fire, |
| Reno | | company, or having to spar with your | | burglary, and liability, in a single |
| Savannah | | agent about exactly when your policy | | contract. |
| Long Beach | | was cancelled and how much they | | |
| Minneapolis | | owe you. | | Insurance Examiner: The |
| Hendersonville | | | | representative of a state insurance |
| Lancaster | | People who are trying to quit | | department assigned to participate in |
| Lake Worth | | smoking, for example, might be best | | the official audit and examination of |
| Huntington Beach | | suited purchasing a shorter term (and | | an insurer. |
| Council Bluffs | | then replacing it with a longer term | | |
| Orlando | | policy when they qualify for | | Underinsurance: A condition in which |
| Columbia | | non-tobacco prices). | | not enough insurance is carried to |
| Westbury | | | | cover the insurable value. |
| Columbus | | Life insurance, specifically Term Life, | | |
| Riverside | | is arguably one of the best values in | | Notice To Company: Written notice to |
| Cambridge | | the entire financial services arena. | | an insurer of the occurrence of an |
| Spokane | | Where else can you go and get | | event which a claim is to be based. |
| Arlington | | hundreds of thousands of dollars in | | |
| Scranton | | protection for literally pennies per | | Book Value: Refers to the value of |
| Jasper | | day? Rates for Term Life insurance | | assets as shown in the official |
| Torrance | | remain at all-time lows, and now is the | | accounting records of the company. |
| Texarkana | | time to lock in the best prices. | | |
| Pompano Beach | | | | Claim Report: A report filed by an |
| Cambridge | | If you decide to cancel your policy | | agent setting forth the facts of a claim. |
| Houma | | (after acquiring new coverage) | | Same as Loss Report. |
| Lima | | outside of the 30-day period, you may | | |
| Zanesville | | have to pay a fee or penalty. | | Monoline Policy: Any insurance |
| Columbia | | However, you may still save money | | coverage written as a single line |
| Miami | | after paying the fee if your new policy | | policy. Contrast with Multiple Line or |
| Durham | | affords you significant savings. So | | Package policy. |
| Racine | | while it is best to wait until your | | |
| Trenton | | receive your renewal notice, you CAN | | |
| Edison | | cancel your policy at any time. | | |
