| | | | |
|
| Cookeville | | Healthy people have the best | | Expense Allowance: A compensation |
| Tulsa | | mortality risks and thus are much | | paid to an insurance agent in excess |
| Houston | | cheaper for companies to insure. This | | of prescribed commissions. |
| Oakland | | translates into lower rates for the | | |
| Valdosta | | Super Preferred customer than | | Nonadmitted Insurer: An insurer not |
| Chandler | | someone with higher risk factors such | | licensed to do business in the |
| Toledo | | as a heart condition, cancer or | | jurisdiction in question. Same as |
| Anderson | | diabetes. Conversely, if you were | | Unauthorized Insurer and Unlicensed |
| Hattiesburg | | unhealthy when you acquired your | | Insurer. |
| Arlington | | policy, and your health has now | | |
| Austin | | improved, it might be time to shop for | | Independent Agent: An agent |
| Eugene | | a new policy, as your rates are likely | | operating as an independent |
| Savannah | | to be lower. | | contractor under the independent |
| Spokane | | | | agency system. |
| Coral Springs | | Make sure you have a new policy in | | |
| Lorain | | place before you cancel your old one | | Earned Income: The money |
| Salt Lake City | | to avoid a lapse in coverage. This will | | individuals earn as a result of working |
| Boise | | also prevent having to figure out the | | at some job or occupation for which |
| Wilmington | | amount of any unused premium that is | | they are paid a salary. |
| Longview | | due to you from your old insurance | | |
| Ocala | | company, or having to spar with your | | Monoline Policy: Any insurance |
| Salt Lake City | | agent about exactly when your policy | | coverage written as a single line |
| Hartford | | was cancelled and how much they | | policy. Contrast with Multiple Line or |
| Alameda | | owe you. | | Package policy. |
