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| Boise | | Individuals who have 30-year | | Premium Receipt: The receipt given |
| Hickory | | mortgages might want to consider a | | a policy owner for the payment of a |
| Durham | | 30-year term to ensure that the house | | premium. |
| Rochester | | is protected throughout the period of | | |
| Raleigh | | the loan. | | Flat Cancellation: A policy which is |
| Newport Beach | | | | cancelled upon its effective date. |
| Long Island City | | Make sure you have a new policy in | | Usually under a flat cancellation no |
| Huntsville | | place before you cancel your old one | | premium charge is made. |
| Downey | | to avoid a lapse in coverage. This will | | |
| Downey | | also prevent having to figure out the | | Valuation Clause: A clause stating the |
| Killeen | | amount of any unused premium that is | | value of items for insurance |
| Springfield | | due to you from your old insurance | | purposes, making it a valued policy. |
| Columbus | | company, or having to spar with your | | |
| Yonkers | | agent about exactly when your policy | | Tabular Plan: A retrospective rating |
| Chesapeake | | was cancelled and how much they | | plan, which uses tables to furnish the |
| Huntington Beach | | owe you. | | various values for the rating formula. |