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| Billings | | At InsWeb, you can compare free | | Notice of Cancellation: Written notice |
| Sacramento | | online insurance quotes from many of | | by an insurer of intent to cancel |
| Cherry Hill | | the nations leading insurance | | insurance, or written notice by an |
| New Orleans | | companies. | | insured requesting cancellation. |
| Greeley | | | | |
| Huntington | | While some companies raise their | | Examiner: An employee assigned by |
| Tampa | | prices based on your actual age, | | the state insurance department to |
| Jackson | | most companies increase the price of | | audit insurers' records. |
| Yonkers | | their policies six months before your | | |
| Charleston | | birthday. Its a term called Age | | Nonassignable: A policy that the |
| Valdosta | | Nearest in the industry, and that | | owner cannot assign to a third party. |
| Walnut Creek | | half-year price increase could really | | Most policies are nonassignable |
| Scottsdale | | add up over a 20-year term policy. As | | unless approval is given by the |
| Berkeley | | above, the quicker you purchase your | | insurer. |
| Schaumburg | | policy the better. | | |
| Sioux Falls | | | | Tabular Plan: A retrospective rating |
| Newark | | Individuals who have 30-year | | plan, which uses tables to furnish the |
| Denton | | mortgages might want to consider a | | various values for the rating formula. |
| Tampa | | 30-year term to ensure that the house | | |
| Portland | | is protected throughout the period of | | Convention Values: Values assigned |
| Kansas City | | the loan. | | to insurers' assets in the convention |
| Decatur | | | | blank. |
| Hickory | | The quickest and easiest way to | | |
| Knoxville | | shop for new insurance is by | | Standard Industry Code (SIC): This is |
| South Bend | | comparing rates at InsWebs online | | a coding system which assigns |
| Orange Park | | marketplace. If you do it the | | separate codes for different types of |
| Fresno | | old-fashioned way (by calling or | | industries. |
| Killeen | | visiting multiple agents or insurance | | |
| Boston | | companies) it could take up a huge | | Calendar Year Experience: This |
| Corona | | chunk of your time, which no one | | measures the premiums and losses |
| Providence | | wants or needs. By completing | | entered on accounting records during |
| Mansfield | | InsWebs online application, you will | | the 12-month calendar. |
| Beaumont | | have rates to compare to your old | | |
| Owensboro | | ones within minutes! | | Commission of Authority: A document |
| Huntsville | | | | outlining the powers delegated to an |
| Salem | | | | agent by an insurer. |
