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| Wilmington | | Individuals who have 30-year | | United States Aircraft Insurance |
| Oakland | | mortgages might want to consider a | | Group: A group of insurers providing |
| Fall River | | 30-year term to ensure that the house | | facilities for all forms of Aviation |
| Oklahoma City | | is protected throughout the period of | | Insurance. |
| Columbus | | the loan. | | |
| Bakersfield | | | | Standard Industry Code (SIC): This is |
| Montgomery | | Why not take advantage of current | | a coding system which assigns |
| Gaithersburg | | low prices? Many auto insurance | | separate codes for different types of |
| Williamsport | | consumers are becoming educated | | industries. |
| Monroe | | on other companies, plans, and rates | | |
| Olympia | | that are available to them; ones that | | Net Retention: The amount of |
| Erie | | could afford them significant savings | | insurance that a ceding company |
| Dayton | | on their auto insurance. | | keeps for its own account and does |
| Columbia | | | | not reinsure. |
| Thousand Oaks | | The best time to switch policies is | | |
| Chandler | | within one month of receiving your | | FICA. Federal Insurance Contributions |
| Longwood | | policy renewal from your current | | Act: A law imposing a payroll tax to |
| Pasadena | | insurer. You can typically cancel your | | assist in funding Social Security |
| Columbus | | policy without any fees or penalties if | | benefits. |
| Garland | | you act within this time period. | | |
| Warren | | | | Indemnify: To restore the victim of a |
| Palo Alto | | Healthy people have the best | | loss to the same position as before |
| Sioux City | | mortality risks and thus are much | | the loss occurred. |
| Hollywood | | cheaper for companies to insure. This | | |
| Detroit | | translates into lower rates for the | | We/Us/Our: These words are used to |
| Sterling Heights | | Super Preferred customer than | | refer to the insurer in many of the |
| Allentown | | someone with higher risk factors such | | modernized/personalized policy |
| Palm Harbor | | as a heart condition, cancer or | | forms recently introduced. |
| Cranston | | diabetes. Conversely, if you were | | |
| Wichita | | unhealthy when you acquired your | | Agent's License: A certificate of |
| Santa Barbara | | policy, and your health has now | | authority from the state which permits |
| Pasadena | | improved, it might be time to shop for | | the agent to conduct business. |
| Edison | | a new policy, as your rates are likely | | |
| Owensboro | | to be lower. | | Leasehold: An agreement which |
| Columbia | | | | gives a person the right to use and |
| El Cajon | | | | occupy property. |