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| Lincoln | | Make sure you have a new policy in | | You/Your: These words are used to |
| Bayside | | place before you cancel your old one | | refer to the named insured in many of |
| Dallas | | to avoid a lapse in coverage. This will | | the modernized/personalized policy |
| Grand Junction | | also prevent having to figure out the | | forms. |
| Huntsville | | amount of any unused premium that is | | |
| Oklahoma City | | due to you from your old insurance | | Examiner: An employee assigned by |
| Bayside | | company, or having to spar with your | | the state insurance department to |
| Newburgh | | agent about exactly when your policy | | audit insurers' records. |
| Olympia | | was cancelled and how much they | | |
| Vero Beach | | owe you. | | Producer: A term applied to an agent, |
| Dubuque | | | | solicitor or other person who sells |
| Mansfield | | If you decide to cancel your policy | | insurance. |
| Grand Junction | | (after acquiring new coverage) | | |
| Oakland | | outside of the 30-day period, you may | | Approved Roof: A term used in |
| South Bend | | have to pay a fee or penalty. | | building construction. It indicates a |
| Mountain View | | However, you may still save money | | roof made of fire-resistive materials, |
| Glendale | | after paying the fee if your new policy | | such as tile or asphalt shingles. |
| Santa Clara | | affords you significant savings. So | | |
| San Diego | | while it is best to wait until your | | Depreciation: A decrease in the value |
| Columbus | | receive your renewal notice, you CAN | | of any type of tangible property over |
| Winter Haven | | cancel your policy at any time. | | a period of time resulting from use, |
| Rockford | | | | wear and tear, or obsolescence. |
| Quincy | | We offer quotes for auto insurance, | | |
| Kingsport | | life insurance, homeowners | | Building Code: This refers to |
| Los Angeles | | insurance, health insurance, term life | | municipal or other governmental |
| Las Vegas | | insurance and more. | | ordinances regulating the type of |
| Louisville | | | | construction of buildings within its |
| Austin | | People who are trying to quit | | jurisdiction. |
| Madison | | smoking, for example, might be best | | |
| Boston | | suited purchasing a shorter term (and | | Cut Rate: This term generally applies |
| Yonkers | | then replacing it with a longer term | | to insurance companies who charge |
| Duluth | | policy when they qualify for | | premiums below a normal or average |
| Longview | | non-tobacco prices). | | rate. |