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| Grand Rapids | | The quickest and easiest way to | | Sherman Antitrust Act: An antitrust law |
| San Antonio | | shop for new insurance is by | | from which insurance is exempted to |
| Boca Raton | | comparing rates at InsWebs online | | the extent that it is regulated by state |
| Austin | | marketplace. If you do it the | | law. |
| Cape Coral | | old-fashioned way (by calling or | | |
| Scranton | | visiting multiple agents or insurance | | First Party Insurance: Insurance which |
| Detroit | | companies) it could take up a huge | | applies to coverage for the insured's |
| Cookeville | | chunk of your time, which no one | | own property or person. Contrast with |
| Spartanburg | | wants or needs. By completing | | Third Party Insurance. |
| Billings | | InsWebs online application, you will | | |
| New York | | have rates to compare to your old | | Public Adjuster: An insurance adjuster |
| Winter Park | | ones within minutes! | | who represents an insured on a fee |
| Kansas City | | | | basis in claims settlement. Contrast |
| Philadelphia | | Why not take advantage of current | | with Independent Adjuster. |
| Vineland | | low prices? Many auto insurance | | |
| Oakland | | consumers are becoming educated | | Underwriters Laboratories, Inc. (UL): A |
| Nashville | | on other companies, plans, and rates | | testing laboratory for manufactured |
| Scottsdale | | that are available to them; ones that | | items to determine their safety |
| Baltimore | | could afford them significant savings | | propensities. |
| Albany | | on their auto insurance. | | |
| Valdosta | | | | Gross Line: The total limit accepted |
| Sacramento | | People who are trying to quit | | by an insurer on an individual risk, |
| Tuscaloosa | | smoking, for example, might be best | | including the amount to be reinsured. |
| Wichita | | suited purchasing a shorter term (and | | |
| Green Bay | | then replacing it with a longer term | | Liquidity: The ability of an insurer to |
| Manchester | | policy when they qualify for | | convert its assets into cash to pay |
| Huntington Beach | | non-tobacco prices). | | claims if necessary. |
