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| Jacksonville | | If you have noticed that your auto | | Claim Report: A report filed by an |
| Rome | | insurance rates are still increasing | | agent setting forth the facts of a claim. |
| Stockbridge | | with each renewal, or even have not | | Same as Loss Report. |
| Manchester | | gone down even though you have a | | |
| Augusta | | great driving record, this lower pricing | | Submitted Business: Applications for |
| Myrtle Beach | | trend makes it more important then | | insurance submitted to an insurer but |
| Stockbridge | | ever that you shop around for auto | | not yet acted upon by it. |
| Lorain | | insurance. | | |
| Minneapolis | | | | Preferred Risk: Any risk considered |
| Killeen | | We offer quotes for auto insurance, | | to be better than the standard risk on |
| Johnstown | | life insurance, homeowners | | which the premium rate was |
| Milwaukee | | insurance, health insurance, term life | | calculated. |
| Lincoln | | insurance and more. | | |
| Springfield | | | | Gross Line: The total limit accepted |
| Cincinnati | | The quickest and easiest way to | | by an insurer on an individual risk, |
| St. Paul | | shop for new insurance is by | | including the amount to be reinsured. |
| Johnson City | | comparing rates at InsWebs online | | |
| Manchester | | marketplace. If you do it the | | FICA. Federal Insurance Contributions |
| Portsmouth | | old-fashioned way (by calling or | | Act: A law imposing a payroll tax to |
| Bronx | | visiting multiple agents or insurance | | assist in funding Social Security |
| Gaithersburg | | companies) it could take up a huge | | benefits. |
| Fairfax | | chunk of your time, which no one | | |
| Corpus Christi | | wants or needs. By completing | | Commercial Lines: This term is used |
| Scottsdale | | InsWebs online application, you will | | to refer to insurance for businesses, |
| Wilmington | | have rates to compare to your old | | professionals, and commercial |
| Jasper | | ones within minutes! | | establishments. |
