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| Newark | | People who are trying to quit | | Renewal: The reestablishment of the |
| Eugene | | smoking, for example, might be best | | in-force status of a policy, the term of |
| Denver | | suited purchasing a shorter term (and | | which has expired or will expire |
| Edmond | | then replacing it with a longer term | | unless it is renewed. |
| Florissant | | policy when they qualify for | | |
| Biloxi | | non-tobacco prices). | | Adjustment Bureau: A firm organized |
| St. Louis | | | | to provide adjustment services to |
| Cleveland | | Healthy people have the best | | insurers not wishing to create their |
| Rome | | mortality risks and thus are much | | own claims division. |
| Boston | | cheaper for companies to insure. This | | |
| Monroe | | translates into lower rates for the | | Brokerage Business: Business |
| Columbia | | Super Preferred customer than | | offered to an insurer by a broker. This |
| Troy | | someone with higher risk factors such | | is sometimes called excess or |
| Reading | | as a heart condition, cancer or | | surplus business. |
| Asheville | | diabetes. Conversely, if you were | | |
| Tulsa | | unhealthy when you acquired your | | Sole Proprietorship: A business |
| Davenport | | policy, and your health has now | | enterprise owned by one person who |
| Green Bay | | improved, it might be time to shop for | | is its manager and employee. |
| Jacksonville | | a new policy, as your rates are likely | | |
| Dothan | | to be lower. | | Malinger: To feign a disability for the |
| Florence | | | | purpose of continuing to collect |
| Orange | | The quickest and easiest way to | | benefits longer than actually |
| St. Paul | | shop for new insurance is by | | necessary. |
| Metairie | | comparing rates at InsWebs online | | |
| Palm Harbor | | marketplace. If you do it the | | Notice To Company: Written notice to |
| Owensboro | | old-fashioned way (by calling or | | an insurer of the occurrence of an |
| Staten Island | | visiting multiple agents or insurance | | event which a claim is to be based. |
| Greeley | | companies) it could take up a huge | | |
| Asheville | | chunk of your time, which no one | | Brokerage Department: A department |
| Alameda | | wants or needs. By completing | | of an insurer whose purpose is to |
| Mobile | | InsWebs online application, you will | | deal with brokers in the placing of |
| Winter Haven | | have rates to compare to your old | | insurance. |
| Staten Island | | ones within minutes! | | |
| Berkeley | | | | Coding: A method of putting |
| Belleville | | | | information into a numerical form for |
| Boise | | | | statistical use. Most information on |
| Ventura | | | | policies is coded and then put into |
| Baltimore | | | | reports. |
