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| Sioux City | | Why not take advantage of current | | Captive Agent: One who sells |
| Pompano Beach | | low prices? Many auto insurance | | insurance for only one company as |
| Kalamazoo | | consumers are becoming educated | | opposed to an agent who represents |
| Huntington | | on other companies, plans, and rates | | several companies. |
| Lima | | that are available to them; ones that | | |
| Honolulu | | could afford them significant savings | | Agent's Balance: A periodic |
| Lansing | | on their auto insurance. | | statement of the sums due and owed |
| Wichita Falls | | | | to an agent under the agent's contract |
| San Antonio | | At InsWeb, you can compare free | | with an insurer. |
| Cambridge | | online insurance quotes from many of | | |
| Troy | | the nations leading insurance | | Independent Agent: An agent |
| Pittsburgh | | companies. | | operating as an independent |
| Vero Beach | | | | contractor under the independent |
| Stuart | | The best time to switch policies is | | agency system. |
| Portland | | within one month of receiving your | | |
| Lafayette | | policy renewal from your current | | Agency Contract (or Agreement): The |
| Sioux City | | insurer. You can typically cancel your | | document which establishes the legal |
| Berkeley | | policy without any fees or penalties if | | relationship between an agent and an |
| Clinton Township | | you act within this time period. | | insurer. |
