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| St. Joseph | | Why not take advantage of current | | Provisions: Statements contained in |
| Montgomery | | low prices? Many auto insurance | | an insurance policy which explain the |
| Walnut Creek | | consumers are becoming educated | | benefits, conditions and other |
| Lubbock | | on other companies, plans, and rates | | features of the insurance contract. |
| Tampa | | that are available to them; ones that | | |
| Reading | | could afford them significant savings | | Underinsurance: A condition in which |
| Woodbridge | | on their auto insurance. | | not enough insurance is carried to |
| Stockbridge | | | | cover the insurable value. |
| Beaumont | | The best time to switch policies is | | |
| Troy | | within one month of receiving your | | Agency Contract (or Agreement): The |
| Norwalk | | policy renewal from your current | | document which establishes the legal |
| Quincy | | insurer. You can typically cancel your | | relationship between an agent and an |
| Wilmington | | policy without any fees or penalties if | | insurer. |
| Portsmouth | | you act within this time period. | | |
| Harlingen | | | | Sole Proprietorship: A business |
| Milwaukee | | Healthy people have the best | | enterprise owned by one person who |
| Boulder | | mortality risks and thus are much | | is its manager and employee. |
| Downey | | cheaper for companies to insure. This | | |
| Fairfax | | translates into lower rates for the | | Premium Notice: A form notice from |
| Gainesville | | Super Preferred customer than | | an insurer or agency to a policy |
| Myrtle Beach | | someone with higher risk factors such | | owner that a premium will be due on a |
| Portland | | as a heart condition, cancer or | | given date. |
| Hattiesburg | | diabetes. Conversely, if you were | | |
| Grand Prairie | | unhealthy when you acquired your | | United States Aircraft Insurance |
| Bellevue | | policy, and your health has now | | Group: A group of insurers providing |
| Lakeland | | improved, it might be time to shop for | | facilities for all forms of Aviation |
| Acworth | | a new policy, as your rates are likely | | Insurance. |
| Ogden | | to be lower. | | |
| Plano | | | | Approved Roof: A term used in |
| Kansas City | | Everyone has different needs, and | | building construction. It indicates a |
| Flint | | not one size fits all when it comes to | | roof made of fire-resistive materials, |
| Inglewood | | term life insurance. While it may make | | such as tile or asphalt shingles. |
| Littleton | | sense for people in their 30s and 40s | | |
| Raleigh | | to secure a 20-year term length, a | | Independent Contractor: One who |
| Montgomery | | 10-year term might be more | | agrees to perform according to a |
| Kalamazoo | | appropriate for someone nearing | | contract and who is not an employee. |
| Hot Springs | | retirement. | | |