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| Oceanside | | The best time to switch policies is | | Agency Contract (or Agreement): The |
| Palo Alto | | within one month of receiving your | | document which establishes the legal |
| Berkeley | | policy renewal from your current | | relationship between an agent and an |
| Jackson | | insurer. You can typically cancel your | | insurer. |
| Williamsport | | policy without any fees or penalties if | | |
| Hollywood | | you act within this time period. | | Other Insurance: The existence of |
| Naperville | | | | other contracts covering the same |
| Alameda | | We offer quotes for auto insurance, | | interest and perils. |
| Gulfport | | life insurance, homeowners | | |
| Delray Beach | | insurance, health insurance, term life | | Renewal: The reestablishment of the |
| Nashua | | insurance and more. | | in-force status of a policy, the term of |
| Chula Vista | | | | which has expired or will expire |
| El Cajon | | Shopping around is the best way to | | unless it is renewed. |
| Decatur | | save money on your insurance. | | |
| Muskegon | | | | Stock Option Plan: Surviving |
| Decatur | | While some companies raise their | | stockholders have the option to |
| Colorado Springs | | prices based on your actual age, | | purchase or not purchase the shares |
| Decatur | | most companies increase the price of | | of a deceased stockholder. |
| Biloxi | | their policies six months before your | | |
| Southfield | | birthday. Its a term called Age | | Replacement: A new policy written to |
| Seattle | | Nearest in the industry, and that | | take the place of one currently in force. |
| Decatur | | half-year price increase could really | | |
| Buffalo | | add up over a 20-year term policy. As | | Effective Date: The date on which the |
| Johnstown | | above, the quicker you purchase your | | protection of an insurance policy or |
| Reading | | policy the better. | | bond goes into effect. |
