| | | | |
|
| Grand Rapids | | Make sure you have a new policy in | | Examiner: An employee assigned by |
| Evansville | | place before you cancel your old one | | the state insurance department to |
| Cookeville | | to avoid a lapse in coverage. This will | | audit insurers' records. |
| Yonkers | | also prevent having to figure out the | | |
| Morristown | | amount of any unused premium that is | | Valuation Clause: A clause stating the |
| Cypress | | due to you from your old insurance | | value of items for insurance |
| Jersey City | | company, or having to spar with your | | purposes, making it a valued policy. |
| Cape Coral | | agent about exactly when your policy | | |
| Franklin | | was cancelled and how much they | | License: A certification of authority for |
| Dubuque | | owe you. | | an agent or insurer to operate, given |
| Allentown | | | | by the appropriate jurisdiction. |
| Eugene | | The best time to switch policies is | | |
| Racine | | within one month of receiving your | | Brokerage Business: Business |
| Silver Spring | | policy renewal from your current | | offered to an insurer by a broker. This |
| Albany | | insurer. You can typically cancel your | | is sometimes called excess or |
| Glendale | | policy without any fees or penalties if | | surplus business. |
| Grand Prairie | | you act within this time period. | | |
| Norfolk | | | | Interstate Carrier: A transportation |
| Stockton | | Why not take advantage of current | | company which does business |
| Duluth | | low prices? Many auto insurance | | across state lines. |
| Davenport | | consumers are becoming educated | | |
| Glendale | | on other companies, plans, and rates | | You/Your: These words are used to |
| Las Vegas | | that are available to them; ones that | | refer to the named insured in many of |
| Denton | | could afford them significant savings | | the modernized/personalized policy |
| Atlanta | | on their auto insurance. | | forms. |