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| Muncie | | Individuals who have 30-year | | Lapsed Policy: One which has been |
| Sacramento | | mortgages might want to consider a | | allowed to expire because of |
| Mobile | | 30-year term to ensure that the house | | nonpayment of premiums. |
| Owensboro | | is protected throughout the period of | | |
| Anchorage | | the loan. | | Underinsurance: A condition in which |
| Conroe | | | | not enough insurance is carried to |
| Gainesville | | Shopping around is the best way to | | cover the insurable value. |
| Garland | | save money on your insurance. | | |
| North Hollywood | | | | Admitted (or Allowed) Assets: Assets |
| Orange | | We offer quotes for auto insurance, | | whose values are permitted by state |
| St. Louis | | life insurance, homeowners | | law to be included in the annual |
| Oxnard | | insurance, health insurance, term life | | statement of the insurer. |
| Kingsport | | insurance and more. | | |
| Winter Park | | | | Loss Adjustment Expense: The cost |
| Walnut Creek | | The best time to switch policies is | | of adjusting losses, excluding the |
| Savannah | | within one month of receiving your | | amount of the loss itself. |
| Hickory | | policy renewal from your current | | |
| Sioux City | | insurer. You can typically cancel your | | Notice To Company: Written notice to |
| Tulsa | | policy without any fees or penalties if | | an insurer of the occurrence of an |
| Lowell | | you act within this time period. | | event which a claim is to be based. |