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| Jacksonville | | At InsWeb, you can compare free | | Single Limit: Any insurance coverage |
| Cookeville | | online insurance quotes from many of | | which is expressed as a single |
| New Orleans | | the nations leading insurance | | amount of insurance, or a single limit |
| Vancouver | | companies. | | of liability. Contrast with Split Limit. |
| Modesto | | | | |
| New Orleans | | Healthy people have the best | | Flat Cancellation: A policy which is |
| Santa Barbara | | mortality risks and thus are much | | cancelled upon its effective date. |
| Flint | | cheaper for companies to insure. This | | Usually under a flat cancellation no |
| Overland Park | | translates into lower rates for the | | premium charge is made. |
| Lincoln | | Super Preferred customer than | | |
| Cherry Hill | | someone with higher risk factors such | | Valuation Clause: A clause stating the |
| Lafayette | | as a heart condition, cancer or | | value of items for insurance |
| Toms River | | diabetes. Conversely, if you were | | purposes, making it a valued policy. |
| Glendale | | unhealthy when you acquired your | | |
| Norfolk | | policy, and your health has now | | Preferred Risk: Any risk considered |
| Orange | | improved, it might be time to shop for | | to be better than the standard risk on |
| Pensacola | | a new policy, as your rates are likely | | which the premium rate was |
| Lakewood | | to be lower. | | calculated. |
