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| Long Beach | | The quickest and easiest way to | | Equity: The money value of an |
| Houma | | shop for new insurance is by | | insurance company that is over and |
| Bayside | | comparing rates at InsWebs online | | above its liabilities. Liabilities include |
| Jacksonville | | marketplace. If you do it the | | almost all of its reserves. |
| Spartanburg | | old-fashioned way (by calling or | | |
| Bellevue | | visiting multiple agents or insurance | | Earned Income: The money |
| Panama City | | companies) it could take up a huge | | individuals earn as a result of working |
| Youngstown | | chunk of your time, which no one | | at some job or occupation for which |
| Kalamazoo | | wants or needs. By completing | | they are paid a salary. |
| Cleveland | | InsWebs online application, you will | | |
| Tulsa | | have rates to compare to your old | | You/Your: These words are used to |
| San Francisco | | ones within minutes! | | refer to the named insured in many of |
| Garland | | | | the modernized/personalized policy |
| New York | | Shopping around is the best way to | | forms. |
| Saginaw | | save money on your insurance. | | |
| Newark | | | | Claim: A demand made by the |
| Bronx | | Individuals who have 30-year | | insured, or the insured's beneficiary, |
| Fresno | | mortgages might want to consider a | | for payment of the benefits provided |
| Raleigh | | 30-year term to ensure that the house | | by the contract. |
| Aurora | | is protected throughout the period of | | |
| Wichita Falls | | the loan. | | Submitted Business: Applications for |
| Littleton | | | | insurance submitted to an insurer but |
| Tacoma | | If you have noticed that your auto | | not yet acted upon by it. |
| Owensboro | | insurance rates are still increasing | | |
| Stamford | | with each renewal, or even have not | | Premises: The particular location of |
| Minneapolis | | gone down even though you have a | | property or a portion thereof as |
| Pittsburgh | | great driving record, this lower pricing | | designated in a policy. |
| Glendale | | trend makes it more important then | | |
| Pensacola | | ever that you shop around for auto | | Shock Loss: A catastrophic loss so |
| Berkeley | | insurance. | | large that it has a material effect on |
| Ventura | | | | the underwriting results of a company. |
| Nashua | | Everyone has different needs, and | | |
| Birmingham | | not one size fits all when it comes to | | Divided Cover: The placing of |
| Biloxi | | term life insurance. While it may make | | insurance on a given subject or |
| Springfield | | sense for people in their 30s and 40s | | object with more than one insurer. |
| Pembroke Pines | | to secure a 20-year term length, a | | |
| Honolulu | | 10-year term might be more | | |
| Mesa | | appropriate for someone nearing | | |
| Ocala | | retirement. | | |
