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| Washington | | If you decide to cancel your policy | | Multi-Peril Policies: Policies which |
| Lafayette | | (after acquiring new coverage) | | cover a number of perils, such as fire, |
| Jacksonville | | outside of the 30-day period, you may | | burglary, and liability, in a single |
| Bradenton | | have to pay a fee or penalty. | | contract. |
| Clinton Township | | However, you may still save money | | |
| Stockton | | after paying the fee if your new policy | | Broker of Record: A broker who has |
| Yonkers | | affords you significant savings. So | | been designated to handle certain |
| Colorado Springs | | while it is best to wait until your | | insurance contracts for the |
| Waterloo | | receive your renewal notice, you CAN | | policyholder. |
| Marietta | | cancel your policy at any time. | | |
| Topeka | | | | Will Ride: Coverage that remains in |
| Naples | | While some companies raise their | | effect regardless of the geographical |
| Mountain View | | prices based on your actual age, | | location in which a loss occurs. |
| Florence | | most companies increase the price of | | |
| Edison | | their policies six months before your | | Exclusions: Specific situations, |
| Frederick | | birthday. Its a term called Age | | conditions, or circumstances that are |
| Tuscaloosa | | Nearest in the industry, and that | | listed in the contract as being not |
| Ogden | | half-year price increase could really | | covered. |
| Garland | | add up over a 20-year term policy. As | | |
| Cherry Hill | | above, the quicker you purchase your | | Dual Life Stock Company: A stock |
| Hemet | | policy the better. | | Life insurer issuing both participating |
| Long Island City | | | | and nonparticipating policy contracts. |
| Burbank | | Individuals who have 30-year | | |
| Lima | | mortgages might want to consider a | | Losses Outstanding: A summary |
| Reno | | 30-year term to ensure that the house | | statement prepared by Property, Life, |
| Myrtle Beach | | is protected throughout the period of | | and Liability insurers showing claims |
| Naples | | the loan. | | not yet settled. |
