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| Naples | | Shopping around is the best way to | | We/Us/Our: These words are used to |
| Melbourne | | save money on your insurance. | | refer to the insurer in many of the |
| Hattiesburg | | | | modernized/personalized policy |
| Decatur | | The best time to switch policies is | | forms recently introduced. |
| Woodbridge | | within one month of receiving your | | |
| Little Rock | | policy renewal from your current | | Gross Line: The total limit accepted |
| Flint | | insurer. You can typically cancel your | | by an insurer on an individual risk, |
| San Francisco | | policy without any fees or penalties if | | including the amount to be reinsured. |
| Akron | | you act within this time period. | | |
| Worcester | | | | Incurred Expense: Expenses not yet |
| San Diego | | Make sure you have a new policy in | | paid. Can also include paid |
| Tuscaloosa | | place before you cancel your old one | | expenses in some accounting |
| Texarkana | | to avoid a lapse in coverage. This will | | systems. |
| Chandler | | also prevent having to figure out the | | |
| Costa Mesa | | amount of any unused premium that is | | Stock Option Plan: Surviving |
| Beaumont | | due to you from your old insurance | | stockholders have the option to |
| Dayton | | company, or having to spar with your | | purchase or not purchase the shares |
| Lakewood | | agent about exactly when your policy | | of a deceased stockholder. |
| Clinton Township | | was cancelled and how much they | | |
| Little Rock | | owe you. | | Insurance to Value: Insurance written |
| Huntington Beach | | | | in an amount approximating the value |
| Lexington | | Everyone has different needs, and | | of the property insured. |
| Burbank | | not one size fits all when it comes to | | |
| Boise | | term life insurance. While it may make | | Appraisal: An evaluation of property |
| Kansas City | | sense for people in their 30s and 40s | | made to ascertain either the |
| Jersey City | | to secure a 20-year term length, a | | appropriate amount of insurance to |
| Fort Wayne | | 10-year term might be more | | be written or the amount of loss to be |
| Boise | | appropriate for someone nearing | | paid. |
| Winter Haven | | retirement. | | |
| Warren | | | | Commingling: An illegal practice |
| Venice | | We offer quotes for auto insurance, | | which occurs when an agent mixes |
| Augusta | | life insurance, homeowners | | personal funds with the insured's or |
| Dayton | | insurance, health insurance, term life | | insurer's funds. |
| Minneapolis | | insurance and more. | | |
