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| Cincinnati | | Life insurance, specifically Term Life, | | Amendment: A formal document |
| Rockville | | is arguably one of the best values in | | which corrects or revises an |
| New Port Richey | | the entire financial services arena. | | insurance master policy. |
| Albany | | Where else can you go and get | | |
| Burbank | | hundreds of thousands of dollars in | | Business: In Property, Liability, and |
| Rome | | protection for literally pennies per | | Health lines, it usually refers to the |
| Santa Barbara | | day? Rates for Term Life insurance | | volume of premiums. |
| Youngstown | | remain at all-time lows, and now is the | | |
| Tallahassee | | time to lock in the best prices. | | Divided Cover: The placing of |
| Durham | | | | insurance on a given subject or |
| Ocala | | Why not take advantage of current | | object with more than one insurer. |
| Troy | | low prices? Many auto insurance | | |
| Muskegon | | consumers are becoming educated | | Absolute Assignment: Assignment by |
| Cleveland | | on other companies, plans, and rates | | a policy owner of all control of and |
| Lafayette | | that are available to them; ones that | | rights in the policy to a third party. |
| Stockton | | could afford them significant savings | | |
| Santa Monica | | on their auto insurance. | | Loss Adjustment Expense: The cost |
| Glendale | | | | of adjusting losses, excluding the |
| Long Beach | | The best time to switch policies is | | amount of the loss itself. |
| Cincinnati | | within one month of receiving your | | |
| Thousand Oaks | | policy renewal from your current | | Collusion: An agreement, usually |
| Frederick | | insurer. You can typically cancel your | | secret, between two or more persons |
| Zanesville | | policy without any fees or penalties if | | to defraud or deprive another or |
| Oklahoma City | | you act within this time period. | | others of their property or rights. |
