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| Henderson | | At InsWeb, you can compare free | | Book Value: Refers to the value of |
| Warren | | online insurance quotes from many of | | assets as shown in the official |
| Arlington | | the nations leading insurance | | accounting records of the company. |
| Council Bluffs | | companies. | | |
| Saginaw | | | | Fiduciary: A person holding the funds |
| Arlington | | Life insurance, specifically Term Life, | | or property of another in a position of |
| Bradenton | | is arguably one of the best values in | | trust. An example would be the |
| Longwood | | the entire financial services arena. | | executor of an estate. |
| Palo Alto | | Where else can you go and get | | |
| Dothan | | hundreds of thousands of dollars in | | Lapsed Policy: One which has been |
| Scranton | | protection for literally pennies per | | allowed to expire because of |
| Corona | | day? Rates for Term Life insurance | | nonpayment of premiums. |
| Norfolk | | remain at all-time lows, and now is the | | |
| Decatur | | time to lock in the best prices. | | Flat Cancellation: A policy which is |
| Woodbridge | | | | cancelled upon its effective date. |
| Longwood | | Individuals who have 30-year | | Usually under a flat cancellation no |
| Flushing | | mortgages might want to consider a | | premium charge is made. |
| Jonesboro | | 30-year term to ensure that the house | | |
| Biloxi | | is protected throughout the period of | | Valuation Clause: A clause stating the |
| Denton | | the loan. | | value of items for insurance |
| Monroe | | | | purposes, making it a valued policy. |
| Baton Rouge | | Everyone has different needs, and | | |
| Des Moines | | not one size fits all when it comes to | | Policy Anniversary: The anniversary |
| Zanesville | | term life insurance. While it may make | | of the date of issue of a policy as |
| Longmont | | sense for people in their 30s and 40s | | shown in the policy declarations. |
| Houma | | to secure a 20-year term length, a | | |
| Downey | | 10-year term might be more | | Lloyd's Broker: A person who has the |
| Oakland | | appropriate for someone nearing | | authority to negotiate insurance |
| Nashua | | retirement. | | contracts with the underwriters on the |
| Los Angeles | | | | floor at Lloyd's. |
| Wichita | | We offer quotes for auto insurance, | | |
| Livonia | | life insurance, homeowners | | Short Rate Premium: The premium |
| Quincy | | insurance, health insurance, term life | | required for issuing a policy for a |
| Albany | | insurance and more. | | period less than its normal term. |
