| | | | |
|
| Gainesville | | While some companies raise their | | Theory of Probability: The |
| Albuquerque | | prices based on your actual age, | | mathematical principle upon which |
| Columbia | | most companies increase the price of | | insurance is based. |
| Stockbridge | | their policies six months before your | | |
| Santa Ana | | birthday. Its a term called Age | | Insolvent Insurer: An insurer which is |
| Chula Vista | | Nearest in the industry, and that | | unable to meet its financial |
| Fort Myers | | half-year price increase could really | | obligations. |
| Bay City | | add up over a 20-year term policy. As | | |
| Buffalo | | above, the quicker you purchase your | | Flat Cancellation: A policy which is |
| Downey | | policy the better. | | cancelled upon its effective date. |
| Springfield | | | | Usually under a flat cancellation no |
| West Chester | | The quickest and easiest way to | | premium charge is made. |
| Santa Ana | | shop for new insurance is by | | |
| Beaumont | | comparing rates at InsWebs online | | Borderline Risk: An insurance |
| Florissant | | marketplace. If you do it the | | prospect of doubtful quality from an |
| Hampton | | old-fashioned way (by calling or | | underwriting point of view. |
| Melbourne | | visiting multiple agents or insurance | | |
| Norwalk | | companies) it could take up a huge | | Short-Term Policy: A policy written for |
| Akron | | chunk of your time, which no one | | a period of less time than is normal for |
| Huntington Beach | | wants or needs. By completing | | that type of policy. |
| Baltimore | | InsWebs online application, you will | | |
| Phoenix | | have rates to compare to your old | | Brokerage Business: Business |
| Alexandria | | ones within minutes! | | offered to an insurer by a broker. This |
| Augusta | | | | is sometimes called excess or |
| Columbus | | Make sure you have a new policy in | | surplus business. |
| Newburgh | | place before you cancel your old one | | |
| Nashua | | to avoid a lapse in coverage. This will | | Gain and Loss Exhibit: The portion of |
| Greeley | | also prevent having to figure out the | | the convention blank which |
| Washington | | amount of any unused premium that is | | represents an analysis of gains, |
| Fairfax | | due to you from your old insurance | | losses, and surplus during an |
| Las Cruces | | company, or having to spar with your | | accounting period. |
| Portsmouth | | agent about exactly when your policy | | |
| Overland Park | | was cancelled and how much they | | Producer: A term applied to an agent, |
| Dothan | | owe you. | | solicitor or other person who sells |
| Pasadena | | | | insurance. |
