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| Warren | | Individuals who have 30-year | | Broker of Record: A broker who has |
| Jonesboro | | mortgages might want to consider a | | been designated to handle certain |
| Cranston | | 30-year term to ensure that the house | | insurance contracts for the |
| Jacksonville | | is protected throughout the period of | | policyholder. |
| Muskegon | | the loan. | | |
| Topeka | | | | Approved: The condition which exists |
| Westbury | | Why not take advantage of current | | when the person or object to be |
| Killeen | | low prices? Many auto insurance | | insured meets the underwriting |
| Jackson | | consumers are becoming educated | | standards of the insurer. |
| Charlotte | | on other companies, plans, and rates | | |
| Austin | | that are available to them; ones that | | Multi-Peril Policies: Policies which |
| Manchester | | could afford them significant savings | | cover a number of perils, such as fire, |
| Anchorage | | on their auto insurance. | | burglary, and liability, in a single |
| Baltimore | | | | contract. |
| Madison | | The quickest and easiest way to | | |
| Aurora | | shop for new insurance is by | | Will Ride: Coverage that remains in |
| New York | | comparing rates at InsWebs online | | effect regardless of the geographical |
| Brooklyn | | marketplace. If you do it the | | location in which a loss occurs. |
| Santa Barbara | | old-fashioned way (by calling or | | |
| Malden | | visiting multiple agents or insurance | | Operating Expense: The expense of |
| Newark | | companies) it could take up a huge | | an insurer other than commissions |
| Coral Springs | | chunk of your time, which no one | | and taxes. Called " and Insurance |
| Sacramento | | wants or needs. By completing | | Expense" in the convention statement |
| Columbia | | InsWebs online application, you will | | blank. |
| Union | | have rates to compare to your old | | |
| Poughkeepsie | | ones within minutes! | | Time Limits: The limits of time within |
| Sioux City | | | | which notice of a claim and proof of a |
| Grand Prairie | | If you have noticed that your auto | | loss must be submitted. |
| Akron | | insurance rates are still increasing | | |
| Muskegon | | with each renewal, or even have not | | Legislative Risk: A risk faced by |
| Fredericksburg | | gone down even though you have a | | investors whereby changes in tax |
| Irving | | great driving record, this lower pricing | | laws can result in adverse effects on |
| Venice | | trend makes it more important then | | the individual's investment results. |
| Lafayette | | ever that you shop around for auto | | |
| Vineland | | insurance. | | |