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| Baltimore | | Everyone has different needs, and | | Claim Expense: The expense of |
| Scottsdale | | not one size fits all when it comes to | | adjusting a claim, such as |
| Green Bay | | term life insurance. While it may make | | investigation and attorneys' fees. It |
| Sunnyvale | | sense for people in their 30s and 40s | | does not include the cost of the claim |
| Carlsbad | | to secure a 20-year term length, a | | itself. |
| Birmingham | | 10-year term might be more | | |
| Conroe | | appropriate for someone nearing | | Tariff Rate: A rate established by a |
| Cranston | | retirement. | | rating organization, which comes from |
| Rome | | | | the tables, schedules and rules found |
| Texarkana | | If you have noticed that your auto | | in the tariff of rates. |
| Orlando | | insurance rates are still increasing | | |
| Ventura | | with each renewal, or even have not | | We/Us/Our: These words are used to |
| Newport Beach | | gone down even though you have a | | refer to the insurer in many of the |
| Tyler | | great driving record, this lower pricing | | modernized/personalized policy |
| Macon | | trend makes it more important then | | forms recently introduced. |
| Wichita | | ever that you shop around for auto | | |
| Winter Haven | | insurance. | | Partnership Entity: The partnership |
| Virginia Beach | | | | considered as an entity and not in |
| Fayetteville | | Make sure you have a new policy in | | terms of its individual part-owners. |
| Clarksville | | place before you cancel your old one | | |
| Grand Rapids | | to avoid a lapse in coverage. This will | | Producer: A term applied to an agent, |
| Cypress | | also prevent having to figure out the | | solicitor or other person who sells |
| Irving | | amount of any unused premium that is | | insurance. |
| Goldsboro | | due to you from your old insurance | | |
| Chandler | | company, or having to spar with your | | Effective Date: The date on which the |
| Bloomington | | agent about exactly when your policy | | protection of an insurance policy or |
| Lakeland | | was cancelled and how much they | | bond goes into effect. |
| Gainesville | | owe you. | | |
| Wichita | | | | Coding: A method of putting |
| Bay City | | People who are trying to quit | | information into a numerical form for |
| Chesapeake | | smoking, for example, might be best | | statistical use. Most information on |
| Oxnard | | suited purchasing a shorter term (and | | policies is coded and then put into |
| Bloomington | | then replacing it with a longer term | | reports. |
| Joliet | | policy when they qualify for | | |
| Dubuque | | non-tobacco prices). | | |
