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| Muskegon | | While some companies raise their | | Provisions: Statements contained in |
| Jacksonville | | prices based on your actual age, | | an insurance policy which explain the |
| Wilmington | | most companies increase the price of | | benefits, conditions and other |
| Greensboro | | their policies six months before your | | features of the insurance contract. |
| Fort Collins | | birthday. Its a term called Age | | |
| Walnut Creek | | Nearest in the industry, and that | | Stock Option Plan: Surviving |
| Hickory | | half-year price increase could really | | stockholders have the option to |
| Scranton | | add up over a 20-year term policy. As | | purchase or not purchase the shares |
| Gainesville | | above, the quicker you purchase your | | of a deceased stockholder. |
| Tallahassee | | policy the better. | | |
| Delray Beach | | | | Short-Term Policy: A policy written for |
| Lubbock | | Shopping around is the best way to | | a period of less time than is normal for |
| New Orleans | | save money on your insurance. | | that type of policy. |