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| Cypress | | We offer quotes for auto insurance, | | Approved Roof: A term used in |
| Albany | | life insurance, homeowners | | building construction. It indicates a |
| Woodbridge | | insurance, health insurance, term life | | roof made of fire-resistive materials, |
| Muskegon | | insurance and more. | | such as tile or asphalt shingles. |
| Fredericksburg | | | | |
| Warren | | The quickest and easiest way to | | Policy Anniversary: The anniversary |
| Jackson | | shop for new insurance is by | | of the date of issue of a policy as |
| Cookeville | | comparing rates at InsWebs online | | shown in the policy declarations. |
| Garland | | marketplace. If you do it the | | |
| San Antonio | | old-fashioned way (by calling or | | Nonadmitted Insurer: An insurer not |
| Jackson | | visiting multiple agents or insurance | | licensed to do business in the |
| Southfield | | companies) it could take up a huge | | jurisdiction in question. Same as |
| Anderson | | chunk of your time, which no one | | Unauthorized Insurer and Unlicensed |
| Acworth | | wants or needs. By completing | | Insurer. |
| Cookeville | | InsWebs online application, you will | | |
| Stuart | | have rates to compare to your old | | Incurred Expense: Expenses not yet |
| Staten Island | | ones within minutes! | | paid. Can also include paid |
| Indianapolis | | | | expenses in some accounting |
| Fort Lauderdale | | Everyone has different needs, and | | systems. |
| Cincinnati | | not one size fits all when it comes to | | |
| Troy | | term life insurance. While it may make | | Shock Loss: A catastrophic loss so |
| Clearwater | | sense for people in their 30s and 40s | | large that it has a material effect on |
| Quincy | | to secure a 20-year term length, a | | the underwriting results of a company. |
| Tucson | | 10-year term might be more | | |
| Pensacola | | appropriate for someone nearing | | Brick Veneer Construction: Refers to |
| Edison | | retirement. | | a building where the outside walls are |
| Detroit | | | | constructed of wood with a facing of a |
| Woodbridge | | Make sure you have a new policy in | | single layer of brick. |
| Newport News | | place before you cancel your old one | | |
| San Diego | | to avoid a lapse in coverage. This will | | Replacement: A new policy written to |
| Decatur | | also prevent having to figure out the | | take the place of one currently in force. |
| Valdosta | | amount of any unused premium that is | | |
| Cookeville | | due to you from your old insurance | | Adjustment Bureau: A firm organized |
| Phoenix | | company, or having to spar with your | | to provide adjustment services to |
| Cypress | | agent about exactly when your policy | | insurers not wishing to create their |
| Dayton | | was cancelled and how much they | | own claims division. |
| Houston | | owe you. | | |
