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| Sarasota | | At InsWeb, you can compare free | | Claim: A demand made by the |
| Palm Harbor | | online insurance quotes from many of | | insured, or the insured's beneficiary, |
| Charlotte | | the nations leading insurance | | for payment of the benefits provided |
| Thousand Oaks | | companies. | | by the contract. |
| Columbia | | | | |
| Houston | | Make sure you have a new policy in | | Renewal: The reestablishment of the |
| Vineland | | place before you cancel your old one | | in-force status of a policy, the term of |
| Frederick | | to avoid a lapse in coverage. This will | | which has expired or will expire |
| Fremont | | also prevent having to figure out the | | unless it is renewed. |
| Scranton | | amount of any unused premium that is | | |
| Lubbock | | due to you from your old insurance | | Deficit Carried Forward: The transfer |
| Manchester | | company, or having to spar with your | | of a debit balance from one |
| Zanesville | | agent about exactly when your policy | | accounting period to another. |
| Amarillo | | was cancelled and how much they | | |
| Chula Vista | | owe you. | | Captive Agent: One who sells |
| Pittsburgh | | | | insurance for only one company as |
| North Hollywood | | We offer quotes for auto insurance, | | opposed to an agent who represents |
| Springfield | | life insurance, homeowners | | several companies. |
| Frederick | | insurance, health insurance, term life | | |
| Spokane | | insurance and more. | | Collusion: An agreement, usually |
| Daytona Beach | | | | secret, between two or more persons |
| Manchester | | While some companies raise their | | to defraud or deprive another or |
| West Chester | | prices based on your actual age, | | others of their property or rights. |
| Madison | | most companies increase the price of | | |
| Providence | | their policies six months before your | | Commercial Lines: This term is used |
| Greensboro | | birthday. Its a term called Age | | to refer to insurance for businesses, |
| Goldsboro | | Nearest in the industry, and that | | professionals, and commercial |
| West Palm Beach | | half-year price increase could really | | establishments. |
| Savannah | | add up over a 20-year term policy. As | | |
| Columbus | | above, the quicker you purchase your | | You/Your: These words are used to |
| Little Rock | | policy the better. | | refer to the named insured in many of |
| Panama City | | | | the modernized/personalized policy |
| Panama City | | The best time to switch policies is | | forms. |
| Macon | | within one month of receiving your | | |
| Hemet | | policy renewal from your current | | |
| Indianapolis | | insurer. You can typically cancel your | | |
| Richmond | | policy without any fees or penalties if | | |
| Woodbridge | | you act within this time period. | | |
