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| North Hollywood | | Shopping around is the best way to | | Net Retention: The amount of |
| Springfield | | save money on your insurance. | | insurance that a ceding company |
| Minneapolis | | | | keeps for its own account and does |
| Mansfield | | The quickest and easiest way to | | not reinsure. |
| Fort Collins | | shop for new insurance is by | | |
| Duluth | | comparing rates at InsWebs online | | Insurance Policy: The printed form |
| Goldsboro | | marketplace. If you do it the | | which serves as the contract between |
| Warren | | old-fashioned way (by calling or | | an insurer and an insured. |
| Lima | | visiting multiple agents or insurance | | |
| Orange Park | | companies) it could take up a huge | | Agent's License: A certificate of |
| Bay City | | chunk of your time, which no one | | authority from the state which permits |
| Green Bay | | wants or needs. By completing | | the agent to conduct business. |
| Fullerton | | InsWebs online application, you will | | |
| Bronx | | have rates to compare to your old | | Shock Loss: A catastrophic loss so |
| Glendale | | ones within minutes! | | large that it has a material effect on |
| Erie | | | | the underwriting results of a company. |
| Newark | | Why not take advantage of current | | |
| Berkeley | | low prices? Many auto insurance | | Criticism: A correction suggested by a |
| Englewood | | consumers are becoming educated | | rating or auditing bureau to an insurer. |
| Akron | | on other companies, plans, and rates | | |
| Hemet | | that are available to them; ones that | | Retail Credit Company: The former |
| Gulfport | | could afford them significant savings | | name of Equifax, a credit reporting |
| Quincy | | on their auto insurance. | | organization. See Equifax. |
