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| Lake Worth | | Why not take advantage of current | | Adjustment Bureau: A firm organized |
| Venice | | low prices? Many auto insurance | | to provide adjustment services to |
| Topeka | | consumers are becoming educated | | insurers not wishing to create their |
| Raleigh | | on other companies, plans, and rates | | own claims division. |
| Mansfield | | that are available to them; ones that | | |
| Edison | | could afford them significant savings | | Agent's License: A certificate of |
| Gainesville | | on their auto insurance. | | authority from the state which permits |
| Lincoln | | | | the agent to conduct business. |
| Clinton Township | | The quickest and easiest way to | | |
| Plano | | shop for new insurance is by | | Liquidity: The ability of an insurer to |
| Waco | | comparing rates at InsWebs online | | convert its assets into cash to pay |
| San Jose | | marketplace. If you do it the | | claims if necessary. |
| Hemet | | old-fashioned way (by calling or | | |
| Lubbock | | visiting multiple agents or insurance | | Public Adjuster: An insurance adjuster |
| Alexandria | | companies) it could take up a huge | | who represents an insured on a fee |
| Long Beach | | chunk of your time, which no one | | basis in claims settlement. Contrast |
| Gulfport | | wants or needs. By completing | | with Independent Adjuster. |
| Bay City | | InsWebs online application, you will | | |
| Cypress | | have rates to compare to your old | | Preferred Risk: Any risk considered |
| Monroe | | ones within minutes! | | to be better than the standard risk on |
| Aurora | | | | which the premium rate was |
| Johnson City | | People who are trying to quit | | calculated. |
| Abilene | | smoking, for example, might be best | | |
| Union | | suited purchasing a shorter term (and | | Multi-Peril Policies: Policies which |
| Corpus Christi | | then replacing it with a longer term | | cover a number of perils, such as fire, |
| West Palm Beach | | policy when they qualify for | | burglary, and liability, in a single |
| Norwalk | | non-tobacco prices). | | contract. |