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| Salt Lake City | | Why not take advantage of current | | Approved Roof: A term used in |
| Norfolk | | low prices? Many auto insurance | | building construction. It indicates a |
| Huntington Beach | | consumers are becoming educated | | roof made of fire-resistive materials, |
| Torrance | | on other companies, plans, and rates | | such as tile or asphalt shingles. |
| Arlington | | that are available to them; ones that | | |
| Reno | | could afford them significant savings | | Federal Deposit Insurance |
| Edison | | on their auto insurance. | | Corporation (FDIC): An agency of the |
| Fort Collins | | | | federal government which insures |
| Los Angeles | | While some companies raise their | | bank deposits up to a stated |
| Dubuque | | prices based on your actual age, | | maximum. |
| Duluth | | most companies increase the price of | | |
| New Port Richey | | their policies six months before your | | Gross Line: The total limit accepted |
| Gaithersburg | | birthday. Its a term called Age | | by an insurer on an individual risk, |
| Harrisburg | | Nearest in the industry, and that | | including the amount to be reinsured. |
| Sioux Falls | | half-year price increase could really | | |
| Chula Vista | | add up over a 20-year term policy. As | | Malinger: To feign a disability for the |
| Rockford | | above, the quicker you purchase your | | purpose of continuing to collect |
| Beaumont | | policy the better. | | benefits longer than actually |
| Killeen | | | | necessary. |
| Denver | | If you decide to cancel your policy | | |
| Pueblo | | (after acquiring new coverage) | | Partial Loss: A loss covered by an |
| West Palm Beach | | outside of the 30-day period, you may | | insurance policy which does not |
| West Palm Beach | | have to pay a fee or penalty. | | completely destroy or render |
| Columbus | | However, you may still save money | | worthless the insured property. |
| Savannah | | after paying the fee if your new policy | | |
| Honolulu | | affords you significant savings. So | | Cash Flow Underwriting: The use of |
| Worcester | | while it is best to wait until your | | rating and premium collection |
| Florence | | receive your renewal notice, you CAN | | techniques by insurance companies |
| Tacoma | | cancel your policy at any time. | | to maximize interest earnings on |
| Anaheim | | | | premiums. |
| Glendale | | Individuals who have 30-year | | |
| Spokane | | mortgages might want to consider a | | Commercial Lines: This term is used |
| Las Cruces | | 30-year term to ensure that the house | | to refer to insurance for businesses, |
| Belleville | | is protected throughout the period of | | professionals, and commercial |
| Longview | | the loan. | | establishments. |
