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| Lawton | | People who are trying to quit | | Overlapping Insurance: Coverage |
| Alexandria | | smoking, for example, might be best | | from two or more policies or insurers |
| Norfolk | | suited purchasing a shorter term (and | | which duplicates coverage of certain |
| Albany | | then replacing it with a longer term | | risks. |
| Westbury | | policy when they qualify for | | |
| Warren | | non-tobacco prices). | | Premises: The particular location of |
| Shreveport | | | | property or a portion thereof as |
| Fresno | | Healthy people have the best | | designated in a policy. |
| Silver Spring | | mortality risks and thus are much | | |
| Newark | | cheaper for companies to insure. This | | Expense Allowance: A compensation |
| York | | translates into lower rates for the | | paid to an insurance agent in excess |
| Asheville | | Super Preferred customer than | | of prescribed commissions. |
| Yonkers | | someone with higher risk factors such | | |
| Sunnyvale | | as a heart condition, cancer or | | Tickler: A reminder system used to |
| Cherry Hill | | diabetes. Conversely, if you were | | call an individual's attention to actions |
| Allentown | | unhealthy when you acquired your | | that must be taken at a future point in |
| Pensacola | | policy, and your health has now | | time. |
| Santa Clara | | improved, it might be time to shop for | | |
| Stockbridge | | a new policy, as your rates are likely | | Short-Term Policy: A policy written for |
| Orlando | | to be lower. | | a period of less time than is normal for |
| Houma | | | | that type of policy. |
| Virginia Beach | | Everyone has different needs, and | | |
| Jackson | | not one size fits all when it comes to | | Tabular Plan: A retrospective rating |
| Cincinnati | | term life insurance. While it may make | | plan, which uses tables to furnish the |
| Berkeley | | sense for people in their 30s and 40s | | various values for the rating formula. |
| Fort Worth | | to secure a 20-year term length, a | | |
| Whittier | | 10-year term might be more | | United States Aircraft Insurance |
| Fort Wayne | | appropriate for someone nearing | | Group: A group of insurers providing |
| Norfolk | | retirement. | | facilities for all forms of Aviation |
| Denver | | | | Insurance. |
| Tyler | | Shopping around is the best way to | | |
| Oceanside | | save money on your insurance. | | Underinsurance: A condition in which |
| Jackson | | | | not enough insurance is carried to |
| Des Moines | | The quickest and easiest way to | | cover the insurable value. |
| Modesto | | shop for new insurance is by | | |
| Fort Wayne | | comparing rates at InsWebs online | | |
| Jasper | | marketplace. If you do it the | | |
| Cookeville | | old-fashioned way (by calling or | | |
| Grand Junction | | visiting multiple agents or insurance | | |
| Fayetteville | | companies) it could take up a huge | | |
| Saginaw | | chunk of your time, which no one | | |
| Lexington | | wants or needs. By completing | | |
| Newport News | | InsWebs online application, you will | | |
| Orange | | have rates to compare to your old | | |
| Texarkana | | ones within minutes! | | |
