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| Yonkers | | The quickest and easiest way to | | Accident Year Experience: Measures |
| El Paso | | shop for new insurance is by | | premiums and losses relating to |
| Boynton Beach | | comparing rates at InsWebs online | | accidents which occurred during a |
| Topeka | | marketplace. If you do it the | | 12-month period. |
| Myrtle Beach | | old-fashioned way (by calling or | | |
| Athens | | visiting multiple agents or insurance | | Flat Cancellation: A policy which is |
| Rockford | | companies) it could take up a huge | | cancelled upon its effective date. |
| Portland | | chunk of your time, which no one | | Usually under a flat cancellation no |
| Flushing | | wants or needs. By completing | | premium charge is made. |
| Westbury | | InsWebs online application, you will | | |
| Green Bay | | have rates to compare to your old | | Initial Premium: An amount paid at the |
| Plano | | ones within minutes! | | inception of an insurance contract, |
| Bayside | | | | usually subject to adjustment at the |
| Mansfield | | People who are trying to quit | | end of the policy period. |
| Newport News | | smoking, for example, might be best | | |
| Brooklyn | | suited purchasing a shorter term (and | | Sole Proprietorship: A business |
| Gulfport | | then replacing it with a longer term | | enterprise owned by one person who |
| Virginia Beach | | policy when they qualify for | | is its manager and employee. |
| Bronx | | non-tobacco prices). | | |
| Lakeland | | | | Notice To Company: Written notice to |
| Williamsburg | | Why not take advantage of current | | an insurer of the occurrence of an |
| Overland Park | | low prices? Many auto insurance | | event which a claim is to be based. |
| Cypress | | consumers are becoming educated | | |
| Muncie | | on other companies, plans, and rates | | Policy Period (or Term): The period |
| Des Moines | | that are available to them; ones that | | during which the policy contract |
| Virginia Beach | | could afford them significant savings | | affords protection, e.g., six months or |
| Carlsbad | | on their auto insurance. | | one or three years. |
