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| Panama City | | Individuals who have 30-year | | Tickler: A reminder system used to |
| Springfield | | mortgages might want to consider a | | call an individual's attention to actions |
| Stamford | | 30-year term to ensure that the house | | that must be taken at a future point in |
| North Hollywood | | is protected throughout the period of | | time. |
| Los Angeles | | the loan. | | |
| Hattiesburg | | | | Sole Proprietorship: A business |
| Reno | | People who are trying to quit | | enterprise owned by one person who |
| Decatur | | smoking, for example, might be best | | is its manager and employee. |
| Schaumburg | | suited purchasing a shorter term (and | | |
| Manchester | | then replacing it with a longer term | | Fiduciary: A person holding the funds |
| Cherry Hill | | policy when they qualify for | | or property of another in a position of |
| Rockford | | non-tobacco prices). | | trust. An example would be the |
| Erie | | | | executor of an estate. |
| St. Paul | | If you decide to cancel your policy | | |
| Santa Rosa | | (after acquiring new coverage) | | Line of Business: The classification of |
| Morristown | | outside of the 30-day period, you may | | business as utilized in the insurance |
| Santa Ana | | have to pay a fee or penalty. | | industry, e.g., Fire, Allied Lines and |
| San Francisco | | However, you may still save money | | Homeowners. |
| Yonkers | | after paying the fee if your new policy | | |
| Mountain View | | affords you significant savings. So | | Commingling: An illegal practice |
| Virginia Beach | | while it is best to wait until your | | which occurs when an agent mixes |
| Dearborn | | receive your renewal notice, you CAN | | personal funds with the insured's or |
| Rockville | | cancel your policy at any time. | | insurer's funds. |
