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| Bloomington | | Why not take advantage of current | | Approved Roof: A term used in |
| St. Joseph | | low prices? Many auto insurance | | building construction. It indicates a |
| Lafayette | | consumers are becoming educated | | roof made of fire-resistive materials, |
| Grand Rapids | | on other companies, plans, and rates | | such as tile or asphalt shingles. |
| Bellevue | | that are available to them; ones that | | |
| Oxnard | | could afford them significant savings | | Convention Values: Values assigned |
| Johnson City | | on their auto insurance. | | to insurers' assets in the convention |
| Birmingham | | | | blank. |
| Pueblo | | The best time to switch policies is | | |
| Walnut Creek | | within one month of receiving your | | Brokerage Department: A department |
| Amarillo | | policy renewal from your current | | of an insurer whose purpose is to |
| Santa Monica | | insurer. You can typically cancel your | | deal with brokers in the placing of |
| Alameda | | policy without any fees or penalties if | | insurance. |
| Cincinnati | | you act within this time period. | | |
| Decatur | | | | Exclusion: A contractual provision that |
| Fairfax | | While some companies raise their | | denies coverage for certain perils, |
| Newburgh | | prices based on your actual age, | | persons, property, or locations. |
| Troy | | most companies increase the price of | | |
| Salem | | their policies six months before your | | Appraisal: An evaluation of property |
| Evansville | | birthday. Its a term called Age | | made to ascertain either the |
| Gulfport | | Nearest in the industry, and that | | appropriate amount of insurance to |
| Shreveport | | half-year price increase could really | | be written or the amount of loss to be |
| Bay City | | add up over a 20-year term policy. As | | paid. |
| Escondido | | above, the quicker you purchase your | | |
| Columbus | | policy the better. | | Nonassignable: A policy that the |
| Kansas City | | | | owner cannot assign to a third party. |
| Hot Springs | | If you have noticed that your auto | | Most policies are nonassignable |
| White Plains | | insurance rates are still increasing | | unless approval is given by the |
| Poughkeepsie | | with each renewal, or even have not | | insurer. |
| Valdosta | | gone down even though you have a | | |
| New Orleans | | great driving record, this lower pricing | | Nonadmitted Insurer: An insurer not |
| Augusta | | trend makes it more important then | | licensed to do business in the |
| Hollywood | | ever that you shop around for auto | | jurisdiction in question. Same as |
| Portland | | insurance. | | Unauthorized Insurer and Unlicensed |
| Zanesville | | | | Insurer. |
