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| Bradenton | | Everyone has different needs, and | | Partial Loss: A loss covered by an |
| Morristown | | not one size fits all when it comes to | | insurance policy which does not |
| Sumter | | term life insurance. While it may make | | completely destroy or render |
| Nashville | | sense for people in their 30s and 40s | | worthless the insured property. |
| Philadelphia | | to secure a 20-year term length, a | | |
| Wilmington | | 10-year term might be more | | Brick Veneer Construction: Refers to |
| Alexandria | | appropriate for someone nearing | | a building where the outside walls are |
| Biloxi | | retirement. | | constructed of wood with a facing of a |
| Bethlehem | | | | single layer of brick. |
| Kalamazoo | | Why not take advantage of current | | |
| Lansing | | low prices? Many auto insurance | | Authorized Insurer: An insurer |
| Lorain | | consumers are becoming educated | | authorized by the state to transact |
| Cypress | | on other companies, plans, and rates | | business in that state for specific |
| Longmont | | that are available to them; ones that | | types of insurance. |
| Newport News | | could afford them significant savings | | |
| New Orleans | | on their auto insurance. | | Other Insurance: The existence of |
| Melbourne | | | | other contracts covering the same |
| Roanoke | | The best time to switch policies is | | interest and perils. |
| Oxnard | | within one month of receiving your | | |
| Turlock | | policy renewal from your current | | Insurance Policy: The printed form |
| Overland Park | | insurer. You can typically cancel your | | which serves as the contract between |
| Rochester | | policy without any fees or penalties if | | an insurer and an insured. |
| Alameda | | you act within this time period. | | |
| Scottsdale | | | | You/Your: These words are used to |
| Berkeley | | Make sure you have a new policy in | | refer to the named insured in many of |
| Norwalk | | place before you cancel your old one | | the modernized/personalized policy |
| Conroe | | to avoid a lapse in coverage. This will | | forms. |
| Mansfield | | also prevent having to figure out the | | |
| Alexandria | | amount of any unused premium that is | | Independent Contractor: One who |
| Erie | | due to you from your old insurance | | agrees to perform according to a |
| Las Vegas | | company, or having to spar with your | | contract and who is not an employee. |
| Longmont | | agent about exactly when your policy | | |
| Omaha | | was cancelled and how much they | | Capital Sum: The maximum lump sum |
| Alpharetta | | owe you. | | payable in the event of accidental |
| Santa Ana | | | | death or dismemberment. |