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| San Diego | | If you decide to cancel your policy | | Approved Roof: A term used in |
| El Cajon | | (after acquiring new coverage) | | building construction. It indicates a |
| Flushing | | outside of the 30-day period, you may | | roof made of fire-resistive materials, |
| Biloxi | | have to pay a fee or penalty. | | such as tile or asphalt shingles. |
| Fort Myers | | However, you may still save money | | |
| Johnson City | | after paying the fee if your new policy | | Criticism: A correction suggested by a |
| Williamsburg | | affords you significant savings. So | | rating or auditing bureau to an insurer. |
| Zanesville | | while it is best to wait until your | | |
| Rapid City | | receive your renewal notice, you CAN | | Nonassignable: A policy that the |
| Jackson | | cancel your policy at any time. | | owner cannot assign to a third party. |
| Norfolk | | | | Most policies are nonassignable |
| Tempe | | Everyone has different needs, and | | unless approval is given by the |
| Texarkana | | not one size fits all when it comes to | | insurer. |
| Oakland | | term life insurance. While it may make | | |
| Miami | | sense for people in their 30s and 40s | | Foreign Insurer: An insurer domiciled |
| Hendersonville | | to secure a 20-year term length, a | | in a state of the United States other |
| Roanoke | | 10-year term might be more | | than the one in which the insured's |
| Franklin | | appropriate for someone nearing | | insurance is written. |
| Thousand Oaks | | retirement. | | |
| Pittsburgh | | | | Brokerage Department: A department |
| Philadelphia | | If you have noticed that your auto | | of an insurer whose purpose is to |
| Ann Arbor | | insurance rates are still increasing | | deal with brokers in the placing of |
| Portland | | with each renewal, or even have not | | insurance. |
| Scottsdale | | gone down even though you have a | | |
| Delray Beach | | great driving record, this lower pricing | | Burning Ratio: The ratio of losses |
| Joliet | | trend makes it more important then | | suffered to the amount of insurance in |
| Tyler | | ever that you shop around for auto | | effect. |
| Venice | | insurance. | | |
| Arlington | | | | Agent's Balance: A periodic |
| Shreveport | | Individuals who have 30-year | | statement of the sums due and owed |
| Portsmouth | | mortgages might want to consider a | | to an agent under the agent's contract |
| Sumter | | 30-year term to ensure that the house | | with an insurer. |
| Longview | | is protected throughout the period of | | |
| Albuquerque | | the loan. | | Renewal: The reestablishment of the |
| Bloomington | | | | in-force status of a policy, the term of |
| Jacksonville | | | | which has expired or will expire |
| Cherry Hill | | | | unless it is renewed. |
