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| St. Louis | | Life insurance, specifically Term Life, | | Broker of Record: A broker who has |
| Eugene | | is arguably one of the best values in | | been designated to handle certain |
| Melbourne | | the entire financial services arena. | | insurance contracts for the |
| Woodbridge | | Where else can you go and get | | policyholder. |
| Orange | | hundreds of thousands of dollars in | | |
| Sunnyvale | | protection for literally pennies per | | Domestic Insurer (or Company): An |
| Fresno | | day? Rates for Term Life insurance | | insurer formed under the laws of the |
| Burbank | | remain at all-time lows, and now is the | | state in which the insurance is written. |
| Jersey City | | time to lock in the best prices. | | |
| Muskegon | | | | Brokerage Department: A department |
| Decatur | | Everyone has different needs, and | | of an insurer whose purpose is to |
| Cookeville | | not one size fits all when it comes to | | deal with brokers in the placing of |
| Hattiesburg | | term life insurance. While it may make | | insurance. |
| Cleveland | | sense for people in their 30s and 40s | | |
| New Port Richey | | to secure a 20-year term length, a | | Multi-Peril Policies: Policies which |
| Saginaw | | 10-year term might be more | | cover a number of perils, such as fire, |
| Clinton Township | | appropriate for someone nearing | | burglary, and liability, in a single |
| Jackson | | retirement. | | contract. |