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| Redlands | | At InsWeb, you can compare free | | Capital Sum: The maximum lump sum |
| San Francisco | | online insurance quotes from many of | | payable in the event of accidental |
| Des Moines | | the nations leading insurance | | death or dismemberment. |
| Waterloo | | companies. | | |
| Rochester | | | | Premium: The price of insurance |
| Longmont | | The quickest and easiest way to | | protection for a specified risk for a |
| Tuscaloosa | | shop for new insurance is by | | specified period of time. |
| Columbus | | comparing rates at InsWebs online | | |
| Corpus Christi | | marketplace. If you do it the | | Submitted Business: Applications for |
| Council Bluffs | | old-fashioned way (by calling or | | insurance submitted to an insurer but |
| Olympia | | visiting multiple agents or insurance | | not yet acted upon by it. |
| Cedar Rapids | | companies) it could take up a huge | | |
| Springfield | | chunk of your time, which no one | | Mutualization: The process of |
| Englewood | | wants or needs. By completing | | converting a stock insurer to a mutual |
| Virginia Beach | | InsWebs online application, you will | | insurer, accomplished by having the |
| Arlington | | have rates to compare to your old | | insurer buy stock and retire it. |
| Jasper | | ones within minutes! | | |
| Bethlehem | | | | Sole Proprietorship: A business |
| Joliet | | People who are trying to quit | | enterprise owned by one person who |
| Mansfield | | smoking, for example, might be best | | is its manager and employee. |
| Clarksville | | suited purchasing a shorter term (and | | |
| Columbia | | then replacing it with a longer term | | Valuation Clause: A clause stating the |
| Turlock | | policy when they qualify for | | value of items for insurance |
| Bay City | | non-tobacco prices). | | purposes, making it a valued policy. |
